The 20 Cheapest Cars to Insure in 2020

We’ve reviewed some of the most popular car models on the road today, to see which were the least expensive to insure. The cheapest cars to insure tend to be small SUVs, minivans and small pick-up trucks, while large sedans come in as the more expensive insurance cars to cover.

According to 2019 studies, the Honda Odyssey LX comes in at number one with an average annual insurance cost of just under $1300.00, and the Chevrolet Traverse L comes in at number 20 with an average range of $1370.00 to $1375.00. However, nearly any of the vehicles on this list are good options to consider if you’re looking for low-cost car insurance.

The least expensive on the list starting at $1250.00 (#1) and the most expensive at $1375.00 (#20), creating an annual average range difference of approx. $125.00. The list is based on auto make and model, as well as average annual insurance cost range:

1.    Honda Odyssey LX:  $1250-$1290
2.    Jeep Wrangler Sport:  $1250-$1300
3.    Subaru Outback 2.5i:  $1250-$1300
4.    Mazda CX-3 Sport:  $1290-$1320
5.    Honda HR-V LX:  $1300-$1325
6.    Honda CR-V LX:  $1300-$1330
7.    Jeep Renegade Sport:  $1325-$1340
8.    Ford Escape S:  $1325-$1345
9.    Subaru Forester 2.5i:  $1325-$1350
10.   Jeep Compass Sport:  $1350
11.   Mazda CX-5 Sport:  $1350
12.   Subaru Crosstrek:  $1350-$1360
13.   Buick Encore 1SV:  $1350-$1360
14.   Honda Fit LX (w/ Honda Sensing): $1350-$1360
15.   Nissan Frontier S:  $1355-$1365
16.   Jeep Cherokee Latitude:  $1355-$1365
17.   Dodge Grand Caravan SE:  $1355-$1365
18.   Ford Transit Connect SL:  $1365-$1370
19.   GMC Canyon SL:  $1365-$1370
20.   Chevrolet Traverse L:  $1370-$1375

Auto insurance costs are higher for certain vehicles for various reasons. A car having high repair costs, poor safety record, fewer anti-theft features, etc., will likely cost more to cover. Also individual driver statistics such as age, status, location, driving record, and driving habits will determine your individual insurance rate.