One of the biggest issues drivers are concerned with today is the cost of insurance coverage, and where they can lock in the lowest premiums. Perhaps you or someone you know got a great deal on a new car, only to find the insurance premiums skyrocketed. Here at United Agencies, we understand the importance of affordable rates, so we decided to release a list of the Top 10 Cheapest Cars to Insure in 2019.
Please Note: Premiums listed are based on approximate annual ranking rates. Prices may vary depending auto rating, driver age, marital status, location, limits and types of coverages. References include Kelley Blue Book, Edmunds, Car and Driver, Forbes, and MSN.
Here Are the Top 10:
1: Kia Soul: $1,200
Valued at around $15,000, the Kia Soul is a popular choice, mainly because they are affordable to buy and insure, and you get a lot of value for the price. Kia Soul drivers can also expect to pay lower premiums on the Kia Sportage, Sorento, and Optima vehicles.
2: Honda Odyssey LX: $1,200
The Honda Odyssey LX is a great family vehicle and very popular for cross country driving. The roomy interior and desirable features make this car competitive, especially when it comes to insurance. Many Odyssey drivers are driving with the designated “kids’ area” in the back of the vehicle, which means safer driving and fewer accidents. The Odyssey LX comes with some of the cheapest car insurance premiums of 2019.
3: Subaru Crosstrek: $1,215
Ruggedly stylish, the Crosstrek, much like the Outback, great for cross country driving, especially in colder regions. With all-wheel-drive coming standard on the Crosstrek, it’s a safe and affordable car for all types of drivers, and the insurance premiums are some of the lowest.
4: Subaru Outback 2.5l: $1,220
Surprisingly, the midsize Subaru Outback is one of the largest vehicles on this list, yet features great all-around affordability. The Outback is ideal for all types of drivers, especially those in winter climates who require all-wheel drive for maximum traction. The insurance rates are very low.
5: Honda HR-V LX: $1,230
The HR-V is a fabulous subcompact crossover SUV that sells well across the U.S. It offers superior cargo space and roomy interior, compared to a subcompact vehicle without breaking the budget. Expect to pay car insurance rates of roughly $1,230 per year for your new Honda HR-V LX in 2019.
6: Mazda CX-3 Sport: $1,240
As a subcompact car, the CX-3 is smaller than its CX-5 counterpart. It’s a bit smaller in space, but definitely sufficient, and remains a sporty and popular vehicle among all types of drivers. Expect to pay insurance premiums of around $1,240 per year for this popular vehicle
7: Mazda CX-5 Sport: $1,250
The bigger Mazda crossover, the CX-5 Sport is stylish, responsive, and a lot of fun to drive. Not only do CX-5 Sport owners enjoy crisp handling, but they also enjoy lower insurance premiums across the country. They are considered top in safety and fuel economy.
8: Jeep Compass Sport: $1,250
More of a crossover than an SUV, many people are surprised to see a Jeep vehicle on the list of the cheapest cars to insure. The redesigned and improved Jeep Compass Sport has grown in popularity and is one of the most affordable vehicles in the U.S. to insure, coming in with an average annual insurance premium of around $1,250.
9: Ford Escape S: $1,300
While the Ford Escape S still boasts that SUV type of size and feel, it has really transcended into more of a car the past couple of years. The Ford Escape is not only popular, it’s affordable to buy and insure. Expect to pay about $1,300 per year for the standard S model in 2019.
10: Toyota Tundra: $1,500
The Toyota Tundra is a truck and car rolled into one. They are very popular and surprisingly one of the cheapest to insure! Many trucks reap the benefits of lower insurance, due to a lack of interior space. More than half of the truck consists of the bed, which is cheaper to repair in an accident than rear seating and doors. The Toyota Tundra clocks in with an average insurance price of around $1,600 in 2019.