United Agencies Insurance: We Are Here For You!

by | Mar 25, 2020 | Auto & Home

During this challenging time, we know everyone is feeling a bit “out of sorts” being isolated and “on lockdown.” But here at United Agencies, our teams are working harder than ever to serve you with all of your Personal Lines Insurance needs.

What Exactly Does Personal Lines Insurance Mean?

We are asked this question a lot. Personal lines insurance refers to coverage that protects families or individuals against financial losses. These insurance products lower the financial risks of driving a car, owning a home, owning a boat, an RV, and all of the things you put inside of your home, RV, etc. Unlike commercial lines, they do not cover businesses.

Examples of personal lines insurance include homeowner’s insurance, automobile insurance, renter’s insurance, flood insurance, and other types of property and casualty insurance. Some insurance, such as car and health insurance, is mandated by law.

What Is Umbrella Insurance?

If you’re unsure of the answer, don’t worry, you’re not alone. Many people are confused about what Umbrella Insurance actually is.

Umbrella Insurance is a Personal Liability insurance. Think of it as a type of “fail-safe” for your savings and other assets. People of all types and backgrounds purchase Umbrella Insurance to “cover all their stuff,” especially if they fear getting sued.

For example, if someone sues you because they tripped and fell on your lawn, while trick or treating, the Umbrella pays for the lawyers! Does that better explain its value?

Personal Lines Insurance coverage serves to protect people and families from financial devastation in the event of unforeseeable accidents and other disasters. They offer coverage for many different types of perils (although it doesn’t necessarily cover every single one that life can present).

Can I Talk to Someone About All of This?

Of course you can! Contact United Agencies today for assistance. A trained staff member is happy to help answer questions. This is also a great time to review all of your current insurance policies. Let a United Agent help evaluate your specific needs.

Call us today toll-free at 1-800-800-5880 or contact us online.

While our offices are temporarily closed to walk-in visits at the moment, we are here for you from the comfort of your own home! So reach out today. Gain relief in knowing a professional is here for you every step of the way.

We’re in This Together! Be Healthy • Be Well • Be Safe

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