UA Blog

Some Insurers Move To Stop Waiving Telehealth Copays

Some Insurers Move To Stop Waiving Telehealth Copays

Starting Oct. 1, several private health insurers will no longer fully pay for virtual visits under certain circumstances — effectively reinstituting costs for patients reliant on the virtual care that has been heralded as a lifeline at a time when Covid-19 is still killing more than 700 Americans each day.

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New Workers Comp Law Signed, Effective Through 2022

New Workers Comp Law Signed, Effective Through 2022

There are new changes to California Workers Compensation laws related to COVID-19 claims.  These changes were passed by the California Legislature on 8/31/2020 and signed into law by Governor Newsom on 9/17/2020.  They apply retroactively to July 6, 2020 and remain effective until January 1, 2023.

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Governor Newsom Signs Bill Extending Job-Protected Family Leave to Nearly 6 Million Californians

Governor Newsom Signs Bill Extending Job-Protected Family Leave to Nearly 6 Million Californians

SACRAMENTO — Governor Gavin Newsom today signed legislation ensuring millions more Californians can utilize Paid Family Leave benefits they pay for without the fear of job loss. SB 1383 was developed through the Paid Family Leave Task Force convened by the Administration last year and builds on previous work to extend Paid Family Leave benefits from six to eight weeks for each parent of a newborn.

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Live in a Fire-Prone Area? What You Should Know About Insurance

Live in a Fire-Prone Area? What You Should Know About Insurance

Buying homeowners’ insurance in a fire-prone area was already tricky, and unfortunately, could get more challenging for residents of these areas, whether their homes were damaged or not. Homeowners who didn’t buy enough insurance before the fires may face thousands in repair costs. In addition, insurers could drop coverage or raise prices in fire-damaged areas in the years to come.

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Breaking News: WCIRB Releases New Class Code for Telecommuter Employees

Breaking News: WCIRB Releases New Class Code for Telecommuter Employees

The WCIRB has released a NEW class code (8871 – Clerical Telecommuter Employees – N.O.C.) for employees that work from home or “away from any location of their employer,” doing office clerical work. This code is available on policies effective 1/1/2021 or later. It will not be added mid-term, but as policies renew for those that have the 8810 Office Clerical Code.

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Webinar, Sept 15, 2020 – From Chaos to Clarity: The Case for Optimism

Webinar, Sept 15, 2020 – From Chaos to Clarity: The Case for Optimism

Please join United Agencies on September 15, 2020 for an educational webinar where we will take an in depth look at how the pandemic and the upcoming election has impacted our businesses, investments and 401k’s, and how we can benefit from long term strategies. There are a number of potential outcomes in front of us. We will discuss the tools and options that you can use confidently to move forward personally and professionally.

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Job-Based Health Coverage Will Be More Expensive in 2021

Job-Based Health Coverage Will Be More Expensive in 2021

Large employers expect the cost of providing health coverage to workers to increase next year, as employees seek care they put off during the COVID-19 pandemic. Companies anticipate that health benefit costs will grow 5.3% in 2021, an increase slightly higher than the 5% increases employers projected in each of the last five years, according to the latest annual survey big employers by the Business Group on Health.

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Brush Fire Season is Upon Us: Are You Prepared?

Brush Fire Season is Upon Us: Are You Prepared?

Did you know? Brush fires cause billions of dollars worth of damages every year, destroying hundreds or even thousands of homes and properties. If you live in an area that is highly susceptible to brush fires, such as California, you are well aware of the danger – so take these precautionary measures to keep your family and home safe.

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7 Steps to Take When an Employee Has COVID-19

7 Steps to Take When an Employee Has COVID-19

While many experts thought the summer months would bring reprieve, COVID-19 cases have continued to rise in the United States, and as a result, more employers are dealing with employees testing positive for the coronavirus. Here are the 7 steps to take when addressing a positive COVID-19 case in the workplace.

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11 Top Recommended Safety Features to Enable on Your Vehicle

11 Top Recommended Safety Features to Enable on Your Vehicle

The Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) concluded that some vehicle safety technology dramatically decreases the likelihood of an auto accident. However, some drivers disable this technology because they find the features take away their control of the vehicle. Other drivers simply find these features to be annoying.

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Important News for Blue Shield and Anthem Blue Cross Small Business Clients!

Important News for Blue Shield and Anthem Blue Cross Small Business Clients!

Anthem Small Group will have a medical loss ratio (MLR) rebate this year for the 2017-2019 coverage period. They continue to look for ways to ease the financial burden COVID-19 is creating for many of our employers and members. With that goal in mind, this year, they are fast-tracking the annual medical loss ratio (MLR) rebates that groups and Individual members typically receive in late September. The rebates will be issued in early to mid August

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Mercury Premium Giveback Update

Mercury Premium Giveback Update

California, August 3, 2020 – Mercury is extending the Premium Giveback program through the month of July 2020. The Giveback of premiums will equate to 10% of June and July monthly premiums for both private passenger and business auto customers. Mercury will also be giving back 10% of June and July monthly premiums for Retail and Service commercial business policies, including restaurants.

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Does Home Insurance Cover Working From Home? Understanding What Is & Isn’t Covered

Does Home Insurance Cover Working From Home? Understanding What Is & Isn’t Covered

Did You Know?  The Bureau of Labor Statistics estimated that 29% of the labor force was capable of working from home back in 2018. Now in 2020, in light of the coronavirus pandemic, these statistics have substantially increased. Companies across the country have been moving to remote working, in an effort to keep their staff and consumers safe. If you are one of the millions of employees suddenly calling your kitchen table your workspace, this article answers some of the questions you may have, which go well beyond your ability to balance your newfound home/work life.

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